The Money Personality Quiz brought to you by Spriggy,the pocket money app that's helping kids get money smart.

Spriggy money personality quiz result — The Spender

This sounds like aSpender personality

The Spender money personality is one of the most common money types in kids and adults alike. Spenders are naturally generous, spontaneous, and enjoy the immediate reward of buying something they love. While spending freely can sometimes lead to an empty piggy bank, Spenders have a superpower: they know how to enjoy money. The key is learning when to spend and when to save.

How to help a Spender learn good money habits

Tip: Set a weekly spending limit for your Spender child

Help them learn to manage their money

Help them learn to budget their money so they understand how and where their money is going, how to earn more and what to save for.

Tip: Create a savings goal your child is excited about

Set savings goals

If this personality is motivated by spending, parents could inspire them to save a portion of their pocket money for spending. Savings goals can help them practice delayed gratification and help curb impulsive spending tendencies.

Tip: Use Spriggy to make spending visible and manageable

Let them experience the consequences of overspending

Running out of money is an excellent teacher. Having to wait till their pocket money payday can encourage them to manage their spending better.

Monitor their spending

Keep track of spending, set expectations and chat with them regularly about their spending habits, how they could make smarter decisions and when they may need to cut back.

Share your Spender result with a friend or family member — you might be surprised how many people recognise themselves! And if you want to help your child make the most of their Spender personality, Spriggy gives them a real card with real spending limits, so they can learn by doing.

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This quiz is provided for general informational and educational purposes only. The results of the quiz are a general guide that are provided for illustrative purposes only and should not be relied on. The information does not take into consideration your or anyone else's objectives, needs or financial situation and does not constitute financial advice or a recommendation. Before acting on any information consider its appropriateness.

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*FinLit Report, S&P FinLit Survey, Financial Literacy Around the World: Insights from the Standard & Poor's Ratings Services global financial literacy survey
Spriggy member survey, 2021
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The free trial period applies to the annual Spriggy membership fee only. Other fees and charges may apply, see "other fees that may apply" section and refer to the PDS for details. The trial period starts once you've added a top up method for your parent wallet and received and activated at least one prepaid card. The applicable annual Spriggy membership fee will be charged by and payable to Spriggy at the end of the trial period, and then annually after that in accordance with the Spriggy Terms & Conditions (unless cancelled prior). We reserve the right, at our sole discretion, to withdraw or modify the free trial offer at any time without notice.

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