The Money Personality Quiz brought to you by Spriggy,the pocket money app that’s helping kids get money smart.

Saver money personality type — child saving coins in a piggy bank

This sounds like aThe Saver — Money Personality Type

The Saver fiercely protects their money from any expense. The opposite of the Spender, this personality is naturally inclined to save their money and can sometimes be overly cautious with their spending.

How to support a Saver’s good habits

Encourage smart spending

Show them that it's okay to spend for the right reasons, even if that reason is a little treat for themselves.

Discuss the importance of balance

Help them learn to balance spending and saving, and understand that while saving is essential for future goals, it's also important to enjoy life and make wise spending choices.

Set spending goals

Help them create a list of things or experiences they’d like to spend their money on. Work with them to allocate a portion of their savings to these, giving them a sense of control and purpose when spending.

Create a budget

A simple budget that outlines their income, savings, and spending will help them understand how much they can afford to spend while still maintaining their savings goals.

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This quiz is provided for general informational and educational purposes only. The results of the quiz are a general guide that are provided for illustrative purposes only and should not be relied on. The information does not take into consideration your or anyone else's objectives, needs or financial situation and does not constitute financial advice or a recommendation. Before acting on any information consider its appropriateness.

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*FinLit Report, S&P FinLit Survey, Financial Literacy Around the World: Insights from the Standard & Poor’s Ratings Services global financial literacy survey
Spriggy member survey, 2021
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The free trial period applies to the annual Spriggy membership fee only. Other fees and charges may apply, see “other fees that may apply” section and refer to the PDS for details. The trial period starts once you’ve added a top up method for your parent wallet and received and activated at least one prepaid card. The applicable annual Spriggy membership fee will be charged by and payable to Spriggy at the end of the trial period, and then annually after that in accordance with the Spriggy Terms & Conditions (unless cancelled prior). We reserve the right, at our sole discretion, to withdraw or modify the free trial offer at any time without notice.

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